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Individuals get insurance and pay monthly premiums so that they can have a sense of financial stability in the event of a serious injury or accident. Unfortunately, insurance companies often fail their customers just when they need them most. Many insurance companies will do everything they can in order to try to deny coverage in certain situations. If the person that they are refusing to cover has acted in good faith and consistently paid for his or her coverage, the insurance company has acted wrongly and can be sued under insurance bad faith.
When an individual enters into a contract with an insurance company, there is an implied duty of good faith. If your insurance company has acted in bad faith by refusing to cover you for a reason that doesn’t seem legitimate, contact the St. Petersburg personal injury lawyers of Beltz & Ruth, P.A. by calling 800-931-4369 today.
Almost any type of insurance carrier can be engaged in insurance bad faith. Suing for bad faith can be an additional lawsuit apart from breach of contract. The most common lawsuits involving insurance bad faith involve the following types of carriers:
- Heath insurance
- Auto insurance
- Life insurance
- Long term disability insurance
Insurance companies are not exempt from the laws that govern good business practices for the rest of us.
If you or someone you love has bee the victim of insurance bad faith, contact the St. Petersburg personal injury lawyers of Beltz & Ruth, P.A. by calling 800-931-4369 today.